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Rates and Insurance

Rates

Individual Therapy Sessions - one hour - $150

Couples/Marriage Therapy Sessions - one hour - $150

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Insurance

I am an out-of-network provider, which means two things: 1) I don't deal directly with insurance companies. (see below to learn why); however, 2) if your insurance company offers out-of-network benefits, you should receive some reimbursement for the cost of my services. Most insurance companies that provide out-of-network benefits cover between 50%-75% of the cost per session. At the same time, the reimbursement process can be difficult without help.

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For that reason, I have partnered with Reimbursify to help my clients save money on therapy. Click the blue widget "Use Your Insurance" below to see if you qualify for reimbursement for my services.

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Why I am an Out-of-Network Provider

There are several reasons why I chose to operate my practice as an out-of-network provider. But, first things first. What exactly is an out-of-network provider? The word provider simply means I provide mental health therapy. Out-of-network means I fall into one of two categories on your insurance plan. When your insurance company explains your benefits to you they use two columns: In-Network Benefits and Out of Network Benefits. In-network benefits usually cover more than out-of-network benefits. But you can still receive reimbursement for some of the services you pay for out-of-pocket. I suggest to my clients who are planning to file for reimbursement that they call their insurance company before making any decisions to begin therapy. 

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So then, why did I choose to be an out-of-network provider?

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Confidentiality and quality of care are utmost of concerns for me in dealing with my clients. In terms of confidentiality, insurance companies require therapists to use an Electronic Medical Records system if they are an in-network provider for them. If I am required to disclose information to a 3rd party insurance or technology company, there is increased risk of your information being compromised. In addition, if you or your child eventually needs a federal background check, wants to be a pilot, or for a variety of other reasons, a diagnosis can be disclosed through your insurance company. For this reason, some clients choose to do self-pay and not receive reimbursement. In either case, I want you to feel safe to express whatever you need to in your therapy sessions knowing that what you say stays secure.

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Quality of care means a client-centered approach that fits your needs and goals, not a cookie-cutter program driven by an insurance company wanting to save money. Quality of care also means your therapist is not overwhelmed and overtaxed by having to fill out a sea of paperwork just to get paid, if the adjuster doesn't kick back the claim. Many therapists burn out and are unable to truly focus on their client without these additional demands. I am committed to providing excellent care for my clients without the burden of trying to satisfy insurance companies. 

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So then why would one choose to see an out-of-network therapist rather than use one chosen by the insurance company?  

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Well, that question may actually answer itself. Who wants someone else picking their therapist? More importantly, insurance companies decide treatment. Someone who has never met you decides the number and frequency of sessions and the kind of therapy and interventions. I believe these choices should be made between you and your therapist. Sometimes clients need shorter sessions, and sometimes longer ones. Some clients may feel the need to come 2x per week while others every other week. My clients enjoy the freedom to choose what is best for their mental health along with me, their therapist.

 

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